Don’t Spend Beyond Your Means

Don’t Spend Beyond Your Means

You’re ready to buy your first house.  You’re on line searching, reading about different neighborhoods, learning as much as you can about the home buying process.    Finally you call an agent to help you and the first thing they ask is, “Have you been pre-approved yet?” So you call a mortgage guy and sure enough you’re told that you can spend up to $375,000.  Well that sounds good.  You call your agent back, tell her the good news and you’re off on your home search.

But then in the middle of the night you wake up in a cold sweat.  You realize that you don’t want to have a huge mortgage.  You want to be able to go out to dinner every once in a while.  You want to go visit your best college friend in another state.  How can you possibly own a house and still have a life? 

Well I’m here to tell you – you can have both.  You don’t have to buy a house for $375,000 just because the mortgage guy says you can.  Maybe you need to rethink what you want in a house.  Maybe instead of 2 full baths you get a house with only one bath.  You don’t need 4 bedrooms and a finished basement right away.  2 bedrooms and a basement that can be finished at another time will work. 

Don’t give up your dream of home ownership, just think about what’s important to you in a home.  There are some really beautiful homes out there for under $300,000.   Look at some of them and then go and enjoy your dinner out.


Natasha Mtshali Headshot
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Phone: 215-908-8204
Dated: February 26th 2013
Views: 3,584
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